Figure Out Finance resources
Finance Resources

Plain-English finance guides before you apply

Educational articles for equipment finance, truck finance and business finance decisions. Built to help customers understand lender requirements, structure and preparation.

Initial enquiry only · Finance is subject to lender approval, credit criteria, fees, charges, terms and conditions
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Featured finance guides

Click an article below to read the full guide. Each guide links back to the relevant service page and enquiry path.

Everything You Need to Know About Equipment Finance Approval
Equipment Finance9 min read

Everything You Need to Know About Equipment Finance Approval

A practical guide to how equipment finance approval works, what lenders review and how to prepare before you apply.

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What Lenders Look for in an Equipment Finance Application
Equipment Finance9 min read

What Lenders Look for in an Equipment Finance Application

Understand the common lender assessment points for machinery, tools, plant and commercial equipment finance.

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Chattel Mortgage vs Equipment Lease: What Businesses Should Compare
Equipment Finance9 min read

Chattel Mortgage vs Equipment Lease: What Businesses Should Compare

A plain-English comparison of common equipment finance structures and what to discuss before choosing a pathway.

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What Lenders Look for in a Truck Finance Application
Truck Finance9 min read

What Lenders Look for in a Truck Finance Application

A practical guide for owner-drivers and transport operators preparing a truck or trailer finance application.

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How to Prepare for Truck and Trailer Finance
Truck Finance9 min read

How to Prepare for Truck and Trailer Finance

What to organise before applying for rigid truck, prime mover, trailer, tipper or transport asset finance.

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Balloon Payments in Truck Finance Explained
Truck Finance9 min read

Balloon Payments in Truck Finance Explained

Understand how balloon payments may affect truck finance repayments, refinance planning and end-of-term decisions.

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Business Overdraft vs Term Loan: What to Compare
Business Finance9 min read

Business Overdraft vs Term Loan: What to Compare

A plain-English guide to comparing overdraft-style facilities with structured business term loans.

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Working Capital Finance Explained
Business Finance9 min read

Working Capital Finance Explained

How working capital finance may support cash flow, stock, supplier payments and short-term business needs.

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What Documents Are Commonly Needed for Business Finance
Business Finance9 min read

What Documents Are Commonly Needed for Business Finance

A practical document preparation guide for business owners reviewing finance options.

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Compliance disclaimer: Finance is subject to lender approval, credit criteria, fees, charges, terms and conditions. Information on this page is general in nature and does not take into account your objectives, financial situation or needs.

Business/legal details: Figure Out Finance Pty Ltd ABN 77 684 459 772. Dean Ame is a Credit Representative 497965 of National Finance Connections Pty Ltd trading as Viking Aggregation ACL 543046.